--- title: BCN has solutions for your Affordable Care Act challenges description: Do you know about the latest solution for employees and employers struggling with the increasing deductibles of ACA-compliant plans? --- [![BCN Services](https://info.bcnservices.com/hs-fs/hubfs/raw_assets/public/BCN_Services_August2020/images/bcn-logo_blue_low-res_281-300x173.jpg?width=1200&height=200&name=bcn-logo_blue_low-res_281-300x173.jpg "BCN Services")](https://www.bcnservices.com/) - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 [Search](https://info.bcnservices.com/?s=) # [BCN Services Blog](https://info.bcnservices.com) You are here: [Home](https://www.bcnservices.com) / [BCN Services Blog](https://info.bcnservices.com) / BCN has solutions for your Affordable Care Act challenges ## [BCN has solutions for your Affordable Care Act challenges](https://info.bcnservices.com/bcn-solutions-affordable-care-act-challenges) July 17, 2014 Do you know about the latest solution for employees and employers struggling with the increasing deductibles of ACA-compliant plans? BCN and Aflac have partnered on a new offering called Aflac Group to help with these Affordable Care Act concerns.  This plan is only being offered through BCN Services to our client partners. The benefits of these plans are: - Guaranteed-issue for employees. - Fixed rates for employees and employers. - Can be used in conjunction with major medical plans to help offset the deductible! These plans address two of the biggest challenges facing employees and employers under the ACA: increase in deductibles and variable pricing on quotes. As employers move to plans with deductibles or increase their deductibles, employees often cannot afford the upfront costs of medical care if they are hit with a serious health incident.  One solution would be to add the Aflac Group Hospital Indemnity plan which allows for $1,000 upfront payment and $200 per day for a hospital admission.  This will bridge the gap between a deductible plan and provide coverage until the deductible is met.  This coverage can be either employee paid or employer paid. The second challenge employers face is the variable or individual pricing employers are receiving on major medical quotes.  The Aflac Group products are guaranteed issue and guaranteed pricing.  You will know exactly what the costs are for your employees. There are presently three different Aflac Group options offered: - Aflac Group Hospital Indemnity - Aflac Group Critical Illness - Aflac Group Accident Advantage[![subscribe to the blog](https://no-cache.hubspot.com/cta/default/8089973/da2e8574-1fbd-4c05-8683-57f8ef28899c.png)](https://cta-redirect.hubspot.com/cta/redirect/8089973/da2e8574-1fbd-4c05-8683-57f8ef28899c)   ##### Share this entry - Share on Facebook Share on Facebook - Share on Twitter Share on Twitter - Share on WhatsApp Share on WhatsApp - Share on Pinterest Share on Pinterest - Share on Linkedin Share on Linkedin - Share on Tumblr Share on Tumblr - Share on Vk Share on Vk - Share on Reddit Share on Reddit - [Share by Mail](mailto:?subject=BCN%20has%20solutions%20for%20your%20Affordable%20Care%20Act%20challenges&body=https://info.bcnservices.com/bcn-solutions-affordable-care-act-challenges) Share by Mail ### Recent Posts - [![Navigating the Pregnant Workers Fairness Act](https://info.bcnservices.com/hs-fs/hubfs/PWFA%20Blog%20Image.png?quality=high&width=725&name=PWFA%20Blog%20Image.png) **Navigating the Pregnant Workers Fairness Act May 24, 2023 - 08:45**](https://info.bcnservices.com/pregnant-workers-fairness-act) - [![Minimum Wage Changes — What's Happening and What's Coming](https://info.bcnservices.com/hs-fs/hubfs/Minimum%20Wage%20Increase.png?quality=high&width=725&name=Minimum%20Wage%20Increase.png) **Minimum Wage Changes — What's Happening and What's Coming May 22, 2023 - 09:00**](https://info.bcnservices.com/minimum-wage-changes-whats-happening-and-whats-coming) - [![Inherited IRA Rules Altered by the SECURE Act](https://info.bcnservices.com/hs-fs/hubfs/IRA-%20Blog%20Image.png?width=725&name=IRA-%20Blog%20Image.png) **Inherited IRA Rules Altered by the SECURE Act May 12, 2023 - 08:30**](https://info.bcnservices.com/inherited-ira-rules-altered-by-the-secure-act) - [![Making a List of Company Values for Employees](https://info.bcnservices.com/hs-fs/hubfs/BLOG%20POST%20IMAGES%20BCN%20(24).png?quality=high&width=725&name=BLOG%20POST%20IMAGES%20BCN%20(24).png) **Making a List of Company Values for Employees April 19, 2023 - 08:42**](https://info.bcnservices.com/making-a-list-of-company-values-for-employees) - [![Top Employee Benefits Trends](https://info.bcnservices.com/hs-fs/hubfs/BLOG%20POST%20IMAGES%20BCN%20(21).png?quality=high&width=725&name=BLOG%20POST%20IMAGES%20BCN%20(21).png) **Top Employee Benefits Trends April 4, 2023 - 10:09**](https://info.bcnservices.com/top-employee-benefits-trends) ### Categories - [Employment Law & Compliance](https://info.bcnservices.com/tag/employment-law-compliance) - [Managing People](https://info.bcnservices.com/tag/managing-people) - [HR Policies](https://info.bcnservices.com/tag/hr-policies) - [Risk, Safety & Security](https://info.bcnservices.com/tag/risk-safety-security) - [Employment Trends](https://info.bcnservices.com/tag/employment-trends) - [Employee Benefits](https://info.bcnservices.com/tag/employee-benefits) - [Recruiting & Retention](https://info.bcnservices.com/tag/recruiting-retention) - [Compensation & Payroll](https://info.bcnservices.com/tag/compensation-payroll) ### Subscribe Here! 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